Norther Valley Federal Credit Union

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Rates

If any questions, please call
701-772-7922 or 1-800-901-2628

Rates effective as of 10/2025 and subject to change without notice.

Loan

Loan Rates
New Autos as low as 4.50% ** APR
New Recreational as low as 5.50% ** APR
Used Autos as low as 5.50% ** APR
Used Recreational as low as 6.50%** APR
Signature Loans as low as 12.00% ** APR
Home Equity as low as 6.50% **APR
Share Secured Loans Varies
3.50% APR plus share or CD rate

Dividend

Dividend Rates
Share Draft Checking 0.00% APY
Shares/Savings
Average daily balances must be $100 or greater to earn interest on savings accounts.		 0.75% APY
6 Month CD 3.50% APY
12 Month CD 3.25% APY
24 Month CD 2.00% APY
All certificates have a minimum deposit of $1,000 except for 17 & younger which have a minimum of $500
Rates effective as of 10/2025 and subject to change without notice


APY – Annual Percentage Yield | APR – Annual Percentage Rate
** Loan rates are based on credit score

Current Rates
as of 10/2025
New Auto – as low as 4.50%
Used Auto – as low as 5.50%
New Recreational – as low as 5.50%
Used Recreational – as low as 6.50%
Home Equity – as low as 6.50%

Rates are based off of your credit scores
Access all our rates.

Lost or Stolen Card?

Call 1-833-933-1681 (International call 812-647-9794) after credit union hours or shut your card down in the APP. If you get a text from our Fraud Dept. they are verifying a transaction that you did, please respond.